The Ministry of Economy and Innovation opens on August 27 the call for applications for 300 loans with 0% interest, dedicated to public administration employees for the purchase of a home. Applications will remain open until September 25, 2026.
The program provides for financing the purchase of an apartment according to the reference price, while the surface area of the apartment is determined in accordance with the family certificate.
The loan is offered at 0% interest, aiming to facilitate access to housing for public administration employees who meet the conditions set by social housing legislation.
A total of 300 quotas are available within this call, divided into five institutions and structures.
The Ministry of Health and Social Welfare has 70 quotas, the Ministry of Defense 70 quotas, the Ministry of Education 70 quotas, the Ministry of Internal Affairs 70 quotas, while the Prison Police/Ministry of Justice benefits from 20 quotas.
To benefit from this scheme, the applicant must be employed in the public administration, according to the provisions of the law “On social housing”. Also, he must not have a dwelling in his ownership or in the process of legalization, except in the case where the existing dwelling is below the housing standards.
Another criterion is that the applicant must not own real estate or movable property worth more than half the value of the apartment they intend to purchase through the facilitated loan. Beneficiaries must also not be part of other social housing programs.
The application will be carried out online through the e-Albania platform, starting from August 27 and until September 25, 2026.
The documentation, application procedure and full eligibility criteria are set out in the relevant call guide.
The Ministry of Economy and Innovation invites public administration employees who meet the criteria to apply within the specified deadline to benefit from the 0% interest loan scheme for the purchase of an apartment.